Product Designer (Fixed Term contract)
At Chip, our mission is to make our customers wealthier. An app to build your long-term wealth across savings, investments and pensions.
We usually respond within three days
We are looking for a Product Designer to join our team as we revolutionise a digital-first approach to wealth building on a fixed term contract until the the of the year.
We need someone who understands what our customers need and will act as their champion within Chip.
What we’re doing isn’t easy. We need someone who can look at complicated infrastructure, and cutting-edge technology and find ways to make it simple, better, and more human.
We need a problem solver. A doer. Someone who can make things simple and clear, who’s not afraid to take ownership of challenges facing our product, find solutions, and communicate comfortably and clearly with every level of the business.
We know the solutions won’t always be simple, but you should be able to explain them in a simple way.
We want someone who will join our team to improve Chip’s product proposition, steer it with the customer in mind and not accept anything less than the very best.
About the team
The Chip design team is integrated into a number of internal teams called Squads that aim to solve the most critical user problems. These Squads are made up of Product managers, Engineers, Content writers, Customer relationship managers, Data analysts and Marketing. Working in a collaborative way to discover, define and deliver value to our users in a continuous delivery process. Cross collaboration between squads is essential to ensure customer journeys are seamless and well connected experiences.
What you can expect to be doing:
- As a fixed term contract Product Designer at Chip we expect you to be able to quickly assimilate into any Squad and get started on projects quickly with limited onboarding time.
- Adapt to multiple projects and manage your own workload with limited supervision
Collaborate and communicate frequently with a number of stakeholders for rapid feedback and iterations to then drive projects forward.
- Adapt to multiple projects and manage your own workload with limited supervision
- Deliver high impact product designs at speed using your problem solving expertise
- Design well considered, tested and validated end to end outcomes that can be delivered in incremental ways, constantly bringing value to users
- Work to bi-weekly cycles to always be ahead of delivery needs, which will empower the full team to understand the implementation roadmap
- Review, critique and approve production releases alongside stakeholders to ensure quality experiences are delivered to users
- Help define how outcomes will be measured, success metrics and expected impact
- You’ll be part of a team that helps grow Design practices and evolve problem solving processes at Chip
- You’ll work closely with the Head of Product Designer, in order to stay aligned to the business expectations of your contract role and discuss the impact you are having
What we’re looking for:
- Previous experience working as a contractor in fast paced b2c start up environments and a portfolio that shows your ability to turn around projects in short spaces of time
- Minimum 5 years’ relevant commercial experience in a comparable UX Design or Product Design role, ideally with scale up / start up experience
- A relevant Bachelor’s degree or higher
- In-depth knowledge of Product Design methodologies - esp. Design Thinking - across the full range of user-centred design activities
- Excellent practical skills with Figma
- Played a role in the design of mobile first product design and launch in a fast-growing company before
- Experience of working in an agile environment
- Experience of working in a scale-up environment and comfortable with ambiguity
- Being data-driven in your approach, with experience of using data to inform your design.
- Any experience in financial services - preferably in technology-driven & scale-up environments - is an advantage, but not mandatory
- You have excellent communication skills and you can build long-lasting relationships with your stakeholders across functions and communicate problems and solutions at all levels
- What we’re doing here at Chip excites you!
- You understand and share our values
What we’re really looking for: ✍️
Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future.
Although we’re in the financial space, and under the scrutiny that comes with it, the current product team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you.
We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us.
At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.
⏰ Working Hours ⏰
- Monday to Thursday: 9:00 AM – 6:00 PM
- Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS 🎁
- £950 weekly rate (£49,400 annual salary)
- 28 days holiday per annum, pro rata for the duration of the contract
- Hybrid working (min 2 days a week in our London office)
- Contract will run up until end of the year with possibility of an extension
Our Interview Process: 📖
- Portfolio and CV review
- F2F interview with one of our Product Designer's and Product Leadership (1hr) Portfolio deep dive and culture assessment
About Chip
Chip’s mission is to make your life wealthy
We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.
We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.
The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 400,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.
Our vision
To be the most personal digital wealth manager in the UK
Who we are
Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.
Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Our Values
Be ACCOUNTABLE
Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
Be BOLD
Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
Be COLLABORATIVE
Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Equal Opportunities
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Note to Agencies
Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.
- Department
- Product
- Role
- Product Designer
- Locations
- Shoreditch
- Remote status
- Hybrid

Shoreditch
Perks & Benefits
-
Unlimited holiday ✈️
28 days contracted but policy not to count -
Fitness & Wellbeing 🏋️
Chip Fitness Benefit to suit your Mental/Physical Wellbeing -
Work from home 🏠
Flexible working arrangements -
Education 📚
£1500 annual training budget which can also be used to attend conferences -
Pension 💰
Workplace pension scheme (Employer: 3% / Employee: 4% / Tax Relief: 1% / Total: 8%) -
Company Laptop 💻
Equal Opportunities
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
About Chip
What is Chip?
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
Our mission and history
Our mission is to make our customers wealthy.
We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.
We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.
The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 300,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.
Our vision
We know planning for your future can be a tedious, daunting task often avoided, so we want to change that.
We're building the wealth app for our community, giving them one place for saving and investing.
We're giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way.
In practical terms this means adding more savings accounts and investment opportunities for Chip members to passively grow their wealth, combined with intelligent tools and intuitive features to make it easier for them to actively build up their wealth.
We’re all huge believers in making managing wealth more effortless, and as automated as possible. So everyone can feel empowered to focus on achieving the things that really matter to them.
Chip Financial Ltd (“Chip”) is registered in England and Wales, registration number: #10113174
Our registered office is: Sixth Floor, Fora Montacute Yards, 186 Shoreditch High Street, London, E1 6HU
Note that Chip is not a bank, meaning that we do not have physical branches, issue debit bank cards nor are you able to access your Chip money via ATMs. Chip does not provide financial advice and our services are only available via the Chip app.
Savings
Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.
Only eligible deposits held in the Chip Savings Accounts (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. To find out more and to check your eligibility please visit: fscs.org.uk/about-us/. You are covered up to £85,000 per bank whether your deposits are made via Chip or not.
ClearBank is responsible for the provision of the Chip Instant Access Account, the Easy Access Account, the Chip Prize Savings Account & the Chip Cash ISA. This means deposits held across these accounts would be eligible for a total of £85,000 of FSCS protection ONLY.
Whilst your money is being processed it is held in a Chip Safeguarded Account, which is safeguarded through the FCA’s safeguarding rules. In the unlikely event that ClearBank or Chip were to fail, and your funds were in the safeguarded client money account, then your funds are FSCS eligible and you can make a claim via FSCS.
For more information, please visit: https://getchip.uk/how-we-protect-your-money and FSCS website (fscs.org.uk)
Investments
For our Investment Platform business, only Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under Firm Reference Number 1005114. Seccl Custody Limited acts as the custodian for the money held in a Stocks and Shares ISA or General Investment Account (GIA) with Chip. We use Seccl to provide the behind the scenes technology that powers our investment platform, and Seccl is responsible for holding your cash and investments.
In the unlikely event Seccl Custody Limited or Chip Financial (Investments) Ltd is declared to be in default and cannot meet our obligations, you may be able to claim compensation. If you are eligible, you could make a claim for up to £85,000 by the Financial Services Compensation Scheme (FSCS) under their Investment Scheme. It’s important to understand that the FSCS doesn’t cover you in the event that your investments go down and you get back less than what you put in. Further information is available from the FSCS website fscs.org.uk).
When investing your capital is at risk, and the value of your investments can go up as well as down and you may receive less than your original investment. Past performance is not a reliable indicator of future performance. Chip does not provide investment advice, and you as an individual investor should make your own decisions or seek professional independent advice.
Prize Savings Account (“PSA”)
T&Cs, eligibility criteria and minimum average balance of £100 applies. FSCS limits of £85,000 apply to eligible deposits. Prizes are not cash and are applied to your PSA as a bonus. Prizes become cash once you withdraw your entire PSA balance into your linked bank account. Prizes are not eligible for FSCS protection. This account does not offer interest. For current prize values, entry and eligibility criteria and how to opt-out see: getchip.uk/legal/prize-savings-account-terms.
You can opt out of any or all prize draws at any time by contacting our Customer Success team via our in-app chat, or emailing support on hello@getchip.uk. If you have opted out, you can opt back in at any time via the same channels. You acknowledge that if you opt out, you will no longer be eligible for entry into prize draws.
The PSA and prize draws are offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility) You are covered up to £85,000 per bank whether your deposits are made via Chip or not. ClearBank is responsible for the provision of the Chip Instant Access Account, the Easy Access Account, the Chip Prize Savings Account & the Chip Cash ISA. This means deposits held across these accounts would be eligible for a total of £85,000 of FSCS protection ONLY.
Whilst your money is being processed it is held in a Chip Safeguarded Account, which is safeguarded through the FCA’s safeguarding rules. In the unlikely event that ClearBank or Chip were to fail, and your funds were in the safeguarded client money account, then your funds are FSCS eligible and you can make a claim via FSCS.
For more information, please visit: https://getchip.uk/how-we-protect-your-money and FSCS website (fscs.org.uk)
Chip Cash ISA
Your Chip Cash ISA is a cash ISA provided by ClearBank Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority under registration number 754568. ClearBank Limited is approved by His Majesty’s Revenue and Customers (“HMRC”) for the purposes of the Individual Savings Accounts Regulations 1998 as an ISA manager. ClearBank Limited is registered in England and Wales under company number 09736376 with registered office: ClearBank, Borough Yards, 13 Dirty Lane, London, SE1 9PA. You are covered up to £85,000 per bank whether your deposits are made via Chip or not. ClearBank is responsible for the provision of the Chip Instant Access Account, the Easy Access Account, the Chip Prize Savings Account & the Chip Cash ISA. This means deposits held across these accounts would be eligible for a total of £85,000 of FSCS protection ONLY.
Whilst your money is being processed it is held in a Chip Safeguarded Account, which is safeguarded through the FCA’s safeguarding rules. In the unlikely event that ClearBank or Chip were to fail, and your funds were in the safeguarded client money account, then your funds are FSCS eligible and you can make a claim via FSCS.
For more information, please visit: https://getchip.uk/how-we-protect-your-money and FSCS website (fscs.org.uk)
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