We're building wealth for our generation.
Chip your wealth app
Our Vision
We know planning for your future can be a tedious, daunting task often avoided, so we want to change that.
We're building the wealth app for our community, giving them one place for saving and investing.
We're giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way.
In practical terms this means adding more savings accounts and investment opportunities for Chip members to passively grow their wealth, combined with intelligent tools and intuitive features to make it easier for them to actively build up their wealth.
We’re all huge believers in making managing wealth more effortless, and as automated as possible. So everyone can feel empowered to focus on achieving the things that really matter to them.
We're not bankers
Chip has a creative and diverse team of 150, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.
Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Join us!
We want a real person, with interests outside of work, to join our team. We value having a broad and diverse range of backgrounds and experiences on our team.
Bottom line, we want smart people, who are driven to build and innovate, and actively look for opportunities to improve our tech, marketing, services and processes. We have a strong culture of listening to good ideas from everyone, from every team at every level.
At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.
Our Values
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Be ACCOUNTABLE
Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible -
Be BOLD
Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers -
Be COLLABORATIVE
Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Our People
Equal Opportunities
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
An international team
- 🗣 Languages spoken
- 🌍 Countries represented
- 👥 Team members
Current Vacancies
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Product Operations Analyst
Operations · Shoreditch · Hybrid
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Customer Support Team Lead (Remote within the UK)
Customer Support · Shoreditch · Fully Remote
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Data Analyst
Operations · Shoreditch · Hybrid
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CRM Build Manager
Marketing · Shoreditch · Hybrid
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Senior Data Engineer (Remote within the UK)
Data · Shoreditch · Fully Remote
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Senior QA Engineer Performance & Scalability
QA · Shoreditch · Fully Remote
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Customer Support Executive (Remote within the UK)
Customer Support · Shoreditch · Fully Remote
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People Manager
Shoreditch · Hybrid
Chip HQ Office Tour
Perks & Benefits
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🌴 28 Days of Holiday – Plus Public Holidays! ✈️
Take 28 days to unwind and recharge, plus all public holidays! We prioritize your work-life balance so you can enjoy life outside of work. 🌟
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🩺 Private Healthcare with Bupa – Your Health, Our Priority! 🌱
Get comprehensive care with Vitality's private healthcare, where your medical history is disregarded, ensuring peace of mind whenever you need it.
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💪 Chip Fitness Benefit – Your Wellbeing, Your Way! 🧠
Support your fitness and mental wellbeing with access to classes, programs, and personal goals. We've got you covered!
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💼 Employee Assistance Programme – We've Got Your Back! 🤗
Access confidential support for personal or work challenges, including mental health resources and practical advice. We've got your back! 🌱
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🏠 Hybrid Working – Flexibility at Its Best! 💻
Work in the office 3 times a week, blending in-person collaboration with the comfort of home.
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🎓 Investing in Your Growth! 🌱
We support your development with an annual training budget for courses, workshops, or conferences to help you advance your career.
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Pension 💰
We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀
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💻 Company Laptop – Work Anytime, Anywhere! 🌍
Get a company laptop to stay productive on the go, wherever you are!
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🌍 Working Away Policy ✈️
Work from anywhere outside the UK for up to 90 days – take your job on the go!
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🚲 Cycle to Work Scheme – Ride in Style!
Enjoy the Cycle to Work Scheme and pedal your way to a healthier, greener commute.
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🎫 Season Ticket Loan 🚆
Engineering at Chip
Our world-class team of engineers get to work on delivering features for Chips customers that grow our user base, our customer happiness and promote healthy life changing savings habits. We depend on unit and integration tests to provide confidence that with each release the infrastructure will meet the highest quality standards. You must be conscious of constraints around security and performance. You will have the technical confidence to bring your own ideas and opinions to avoid pitfalls and inefficient solutions.You will have a large amount of autonomy to do what is needed to succeed, a clear and meaningful purpose, and backing to demonstrate mastery of the trade. You will also have the support and freedom to employ industry-leading engineering practices, with a clear focus on user needs.
We use:
- AWS Codified infrastructure using terraform
- Container and orchestration technologies (Docker and Kubernetes)
- PHP7/ Laravel / Python / GoLang
- Mobile apps written in Swift & Kotlin
- Mobile CI tooling such as Bitrise
- Modular architecture for our apps using feature and common modules.
- Micro-service architecture including monitoring of deployed services
- SQL and NoSQL databases
- Continuous Integration/Continuous Delivery
- TDD
- Any other awesome tech that does a great job
Meet Iain our Chief Technology Officer, talk about what is required behind the scenes when building the best savings app in the world.
- Auto Scaling Chip: How to create a migration plan in 8 easy steps?
How we upgraded our database
- How Chip tackled on remote onboarding in 2020
Check out the article here
- Increasing speed with a well-chosen algorithm
How can a simple buffer increase an algorithm performance?
Our people love working here
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I'm proud to work for Chip, because it gives me the chance to become part of a professional and dynamic company which helps people.
Katya
Head of Data Engineering
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I'm so lucky to be surrounded by such a creative, hilariously funny, inspired and incredibly determined team who all truly believe in Chip and I cannot wait to see what the future has in store!
Sheridan
Content Writer
WHAT THE WORLD IS SAYING ABOUT CHIP
Sky News | BBC | Money Saving Expert | AltFi | The Times | Yahoo! Money | Evening Standard
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